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	<title>HOME BUYER EXPERTS</title>
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	<description>At HBE we represent People not Properties!</description>
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		<title>Tax day is here and gone but what about my HomeBuyer Tax Credit</title>
		<link>http://www.hbexperts.com/http:/www.hbexperts.com/</link>
		<comments>http://www.hbexperts.com/http:/www.hbexperts.com/#comments</comments>
		<pubDate>Wed, 21 Apr 2010 17:29:03 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Blog Posts]]></category>

		<guid isPermaLink="false">http://www.hbexperts.com/?p=180</guid>
		<description><![CDATA[ While tax day is here and passed for another year that doesn&#8217;t mean you can&#8217;t still get your Home Buyer Tax Credit. Some things that you may want to be aware of are that in order to qualify for the credit you must buy or have entered into a binding contract to buy a [...]]]></description>
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		<title>FHA&#8217;s 90 day &#8220;Flip Rule&#8221; temporarily suspended.</title>
		<link>http://www.hbexperts.com/http:/www.hbexperts.com/</link>
		<comments>http://www.hbexperts.com/http:/www.hbexperts.com/#comments</comments>
		<pubDate>Tue, 09 Feb 2010 01:24:29 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Blog Posts]]></category>

		<guid isPermaLink="false">http://www.hbexperts.com/?p=140</guid>
		<description><![CDATA[As of February 1st, FHA suspended its rule prohibiting the insuring of a mortgage on a home owned by a seller for less than 90 days. The HUD Secretary Shaun Donovan said &#8220;This change in policy is temporary and will have very strict conditions and guidelines to assure that predatory practices are not allowed.&#8221;
In the [...]]]></description>
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		<title>National Association of Exclusive Buyer Agents Press Release</title>
		<link>http://www.hbexperts.com/http:/www.hbexperts.com/</link>
		<comments>http://www.hbexperts.com/http:/www.hbexperts.com/#comments</comments>
		<pubDate>Fri, 01 Jan 2010 20:29:48 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Blog Posts]]></category>
		<category><![CDATA[Buyer Agency]]></category>
		<category><![CDATA[Exclusive Buyer Agent]]></category>
		<category><![CDATA[Home Buying Advice]]></category>
		<category><![CDATA[Homebuying]]></category>
		<category><![CDATA[HUD]]></category>
		<category><![CDATA[NAEBA]]></category>

		<guid isPermaLink="false">http://www.hbexperts.com/blog/?p=126</guid>
		<description><![CDATA[Here is an excerpt from the latest NAEBA press release that I found very insightful. Pay close attention to the statistics on appreciation and foreclosures.
Working with an EBA offers more than a dedicated representative. Data validates that buyers actually get better results. An EBA promises to work toward a better price and terms for buyers. A [...]]]></description>
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		<title>New RESPA rules take effect January 1st</title>
		<link>http://www.hbexperts.com/http:/www.hbexperts.com/</link>
		<comments>http://www.hbexperts.com/http:/www.hbexperts.com/#comments</comments>
		<pubDate>Wed, 23 Dec 2009 21:31:42 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Blog Posts]]></category>
		<category><![CDATA[Exclusive Buyer Agent]]></category>
		<category><![CDATA[Homebuying]]></category>
		<category><![CDATA[HUD]]></category>

		<guid isPermaLink="false">http://www.hbexperts.com/blog/?p=116</guid>
		<description><![CDATA[RESPA (Real Estate Settlement Procedures Act) is a consumer protection statute that is designed to aid homebuyers during the home buying process and help them become better shoppers while protecting them at the same time. It outlaws things like &#8220;kickbacks&#8221; that would increase the overall cost in buying a home.
The revamped act will take effect [...]]]></description>
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		<title>HUD says, &#8220;consider hiring an &#8220;Exclusive Buyer&#8217;s Agent&#8221;</title>
		<link>http://www.hbexperts.com/http:/www.hbexperts.com/</link>
		<comments>http://www.hbexperts.com/http:/www.hbexperts.com/#comments</comments>
		<pubDate>Fri, 18 Dec 2009 22:57:31 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Blog Posts]]></category>
		<category><![CDATA[HUD]]></category>

		<guid isPermaLink="false">http://www.hbexperts.com.php5-5.dfw1-2.websitetestlink.com/?p=62</guid>
		<description><![CDATA[The Department of Housing and Urban Development has just released its latest version of &#8220;Shopping for Your Home Loan &#8211; HUD&#8217;s Settlement Cost Booklet.&#8221;
While I think there are some things in this booklet that should be revised even further to better protect the consumer, what I find significant about this latest version is that on [...]]]></description>
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		<title>Will you compromise your privacy?</title>
		<link>http://www.hbexperts.com/http:/www.hbexperts.com/</link>
		<comments>http://www.hbexperts.com/http:/www.hbexperts.com/#comments</comments>
		<pubDate>Fri, 04 Dec 2009 20:26:17 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Blog Posts]]></category>
		<category><![CDATA[Buyer Agent]]></category>
		<category><![CDATA[Exclusive Buyer Agent]]></category>
		<category><![CDATA[Homebuyer]]></category>
		<category><![CDATA[Homebuying]]></category>
		<category><![CDATA[Identity Theft]]></category>
		<category><![CDATA[Your Privacy]]></category>

		<guid isPermaLink="false">http://www.hbexperts.com.php5-5.dfw1-2.websitetestlink.com/?p=9</guid>
		<description><![CDATA[I just got done reading this article and thought I would post about it hopefully you find it interesting.
It has been almost 10 years since we had to answer the questions of the Census Bureau. The thing that I wanted to make everyone aware of with this post is that you are required by Article [...]]]></description>
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		<title>Tax Credit Extended / Expanded</title>
		<link>http://www.hbexperts.com/http:/www.hbexperts.com/</link>
		<comments>http://www.hbexperts.com/http:/www.hbexperts.com/#comments</comments>
		<pubDate>Fri, 06 Nov 2009 20:32:51 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Blog Posts]]></category>
		<category><![CDATA[1st Time Buyer Tax Credit]]></category>
		<category><![CDATA[Homebuyer]]></category>
		<category><![CDATA[Homebuying]]></category>
		<category><![CDATA[Tax Credit]]></category>

		<guid isPermaLink="false">http://www.hbexperts.com.php5-5.dfw1-2.websitetestlink.com/?p=16</guid>
		<description><![CDATA[President Obama signed into law today legislation to provide additional unemployment and tax benefits to Americans.
The tax credit portion of this, added by the Senate, extends the popular $8,000 credit for first-time homebuyers that was included in the stimulus package.
The credit, which was to expire at the end of this month, will be available through [...]]]></description>
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		<title>HomeBuyer Tax Credit Extension Coming?</title>
		<link>http://www.hbexperts.com/http:/www.hbexperts.com/</link>
		<comments>http://www.hbexperts.com/http:/www.hbexperts.com/#comments</comments>
		<pubDate>Sat, 10 Oct 2009 20:29:55 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Blog Posts]]></category>
		<category><![CDATA[1st Time Buyer Tax Credit]]></category>
		<category><![CDATA[Buyer Agent]]></category>
		<category><![CDATA[Homebuyer]]></category>
		<category><![CDATA[Homebuying]]></category>
		<category><![CDATA[Tax Credit]]></category>

		<guid isPermaLink="false">http://www.hbexperts.com.php5-5.dfw1-2.websitetestlink.com/?p=12</guid>
		<description><![CDATA[The Senate has recently passed legislation that would extend and expand the first-time homebuyer tax credit. It is now moving back to the House for final approval before going to President Obama. The legislation extends the credit until April 30, 2010 and provides a $6,500 tax credit to include buyers who &#8220;move up&#8221; or &#8220;trade-in&#8221; [...]]]></description>
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